HSBC Emirates Skywards Credit Cards

• Infinite:
  • Get 20,000 signup bonus Skywards Miles when you pay your annual card fee.
  • Get another spend bonus of 30,000 Skywards Miles, when you spend a minimum of AED 50,000 on eligible transactions in the first 60 calendar days.
  • Enjoy all the privileges of an Emirates Skywards Silver tier membership for the lifetime of your card.

• Signature:
  • Get 10,000 signup bonus Skywards Miles when you pay your annual card fee.
  • Get another 10,000 spend bonus Skywards Miles and a fast track to Emirates Skywards Silver tier membership when you spend a minimum of AED 30,000 on eligible transactions in the first 60 calendar days.

Skywards Miles earning per USD equivalent eligible spend

• Infinite:
  • Emirates and flydubai spends: 2.75 Skywards Miles
  • Foreign currency spends: 1.5 Skywards Miles
  • Domestic spends: 1 Skywards Mile
  • Government services, public transport, utilities, telecoms, education, real estate, fuel, groceries and supermarkets, insurance and auto dealers: 0.25 Skywards Mile

• Signature:
  • Emirates and flydubai spends: 1.75 Skywards Miles
  • Foreign currency spends: 1 Skywards Mile
  • Domestic spends: 0.75 Skywards Mile
  • Government services, public transport, utilities, telecoms, education, real estate, fuel, groceries and supermarkets, insurance and auto dealers: 0.1 Skywards Mile

• Eligible spends are retail spends made on the card except for cash advances, balance transfers, cash instalment plans, any fees and charges paid on the card account. For full details regarding exclusions from eligible spends, please visit the HSBC website.
• Emirates spends are eligible spends made on emirates.com or at the Emirates Sales Office in AED currency. If spends are made in foreign currency, Miles will be earned as per the foreign currency spend category.
• Foreign currency spends are eligible spends in non AED currency.
• Domestic spends are eligible spends in AED currency. International transactions in AED currency will be classified as domestic spends.
• You can accelerate your Skywards Miles earning by spending with your HSBC Emirates Skywards Credit Card with Skywards Everyday, Skywards Miles Mall, Emirates Skywards Hotels, Dubai Mall and many more Skywards Living partners.
• For further details on card benefits, offers and minimum spend requirement, please visit HSBC’s website - HSBC Emirates Skywards Infinite card(Opens an external website in a new tab) and HSBC Emirates Skywards Signature card(Opens an external website in a new tab)(Opens an external website in a new tab). 

Emirates Skywards Silver tier membership

• Infinite
  • The Emirates Skywards Silver tier membership will be awarded to the primary cardholder.
  • The Silver tier membership is valid for the lifetime of your Infinite Credit Card.
  • You will be upgraded to Emirates Skywards Silver tier membership soon after you receive your physical credit card.
  • An email confirmation of your tier membership will be sent by Emirates Skywards with instructions on how to view and download your Emirates Skywards Silver digital card.
  • If you are an existing Emirates Skywards Silver tier member, your existing tier membership will be renewed for the lifetime of your Infinite Credit Card.
  • If you are an existing Emirates Skywards Gold or Platinum tier member, your existing membership will not be affected.

• Signature:
  • You can be fast-tracked to the Emirates Skywards Silver tier membership if you spend a minimum of AED 30,000 on Eligible Spends within 60 days of the Credit Card Account opening date.
  • The primary cardholder will be eligible for this benefit. However, the spends made by the supplementary cardholders will be counted towards the Eligible Spends criteria.
  • You will be upgraded to Emirates Skywards Silver tier membership soon after meeting the Eligible Spend criteria.
  • An email confirmation of your status will be sent by Emirates Skywards with instructions on how to view and download your Emirates Skywards Silver digital card.
  • If you are an existing Emirates Skywards Silver tier member, your existing tier membership will be renewed for another 12 months.
  • If you are an existing Emirates Skywards Gold or Platinum tier member, your existing membership will not be affected.
  • For the second year onwards, you could qualify for a Silver tier membership upgrade if you spend at least AED 180,000 on Eligible Spends in the previous 12 months. This includes spending at least AED 10,000 directly on Emirates spends.

• For further details on card benefits, offers and minimum spend requirement, please visit HSBC’s website - HSBC Emirates Skywards Infinite card and HSBC Emirates Skywards Signature card.

No Skywards Miles Expiry

These terms apply to HSBC Emirates Skywards Infinite and HSBC Emirates Skywards Signature Credit Cardholders. Emirates reserves the right to withdraw, amend, and/or modify these terms and conditions, including the associated offers, at any time. Unless stated to the contrary, all capitalised terms used in these terms and conditions shall have the same meaning as given to them under the Emirates Skywards Programme Rules(Opens page in the same tab), which shall apply at all times.

• Section 9 of the Emirates Skywards Programme Rules(Opens page in the same tab) sets out the standard rules and validity period applicable to all Skywards Miles, known as Standard Expiry.
• As a benefit of having either the “HSBC Emirates Skywards Infinite or HSBC Emirates Skywards Signature Credit Cards” (the “Cards”), all Skywards Miles accrued as a direct benefit of carrying out eligible transactions on a Card (as set out in HSBC Emirates Skywards Infinite Credit Card Terms and HSBC Emirates Skywards Signature Credit Card Terms available here(Opens an external website in a new tab) on (“Eligible Skywards Miles”) to the Account of a Card’s associated Primary Cardholder (being the individual to whom the applicable Card was first issued and who was the named applicant for such Card) will, upon such Eligible Skywards Miles reaching their stated date of expiry, continually and automatically renew for an additional period as long as:
  • the applicable Card remains in ‘open’ status and is not expired or been terminated or cancelled by the applicable Primary Cardholder or HSBC; and
  • the Primary Cardholder remains in good standing and compliant with the Emirates Skywards Programme Rules(Opens page in the same tab), the HSBC Emirates Skywards Signature Credit Card Terms and the HSBC Emirates Skywards Infinite Credit Card Terms (as applicable)
  • The above-described benefit being referred to hereafter as the “No Miles Expiry” benefit. Each renewal shall extend the expiry date of Eligible Skywards Miles until the Eligible Skywards Miles are redeemed.
• No Miles Expiry shall not apply to any Skywards Miles held within a Member’s Account that were earned, converted, transferred or purchased by any means other than as set out in section 2 above (including, without limitation, Skywards Miles accrued under the Emirates Skywards Everyday product), therefore such Skywards Miles shall continue to expire in accordance with the Emirates Skywards Programme Rules(Opens page in the same tab). Skywards Miles shall in all cases be subject to the rules of expiry and redemption as set out under the Emirates Skywards Programme Rules(Opens page in the same tab).
• The No Miles Expiry benefit cannot be sold or transferred to any Member and shall only apply to the applicable Primary Cardholder in each case.
• If a Card is terminated or cancelled by either the Primary Cardholder or HSBC, the No Miles Expiry benefit shall cease immediately upon such termination or cancellation and the expiry date of all Eligible Skywards Miles shall no longer renew and:
  • in the case of Eligible Skywards Miles that have not yet been subject to a first renewal in accordance with the No Miles Expiry benefit, such Eligible Skywards Miles shall expire as per their stated expiry date (being Standard Expiry) in accordance with the Emirates Skywards Programme Rules(Opens page in the same tab); and
  • in the case of Eligible Skywards Miles that have been renewed at least once in accordance with the No Miles Expiry benefit (or any other equivalent benefit under the Emirates Skywards Programme), such Eligible Skywards Miles shall have an adjusted expiry date applied and shall expire on the date that is two (2) months from the effective date of the applicable Card’s termination or cancellation.
• The No Miles Expiry benefit and these terms and conditions (including without limitation in relation to expiry) shall apply to any Eligible Skywards Miles that are pooled into a My Family Account, however such benefit shall not apply to any other portion of Skywards Miles pooled into a My Family Account and the applicable Emirates Skywards Programme Rules(Opens page in the same tab) shall apply.

Airport lounges

• • Infinite:
  • Unlimited visits for you and supplementary cardholders plus a guest to over 1,000 airport lounges a year, offered by Visa International and subject to their terms and conditions(Opens an external website in a new tab).
  • To enjoy unlimited visits, you must complete at least one international purchase with your card for a minimum value of USD 1 with your HSBC Credit Card 15 days before you travel. This doesn't apply to the first two lounge visits in the year, but later visits will be charged to your card if the condition isn't met.
  • You’ll need the new Visa Airport Companion app to access your airport lounge benefits.
• • Signature:
  • To be eligible for the 12 complimentary visits, you must complete at least one international purchase with your card for a minimum value of USD 1 with your HSBC Credit Card 15 days before you travel. This doesn't apply to the first lounge visit in the year, but later visits and visits beyond the 12 complimentary visits will be charged to your card if the condition isn't met.
  • You’ll need the new Visa Airport Companion app to access your airport lounge benefits.

Beach Club access

• • Infinite:
  • Enjoy three complimentary visits per month to premium beach clubs across the UAE, starting 1 November 2024.
  • This benefit is only complimentary if you spend AED 10,000 on your HSBC Emirates Skywards Infinite Credit Card during the booking calendar month. If you don't meet the minimum spend, you'll be charged AED 250 per visit. Minimum spend includes primary and supplementary cardholders.
  • For details, please visit HSBC’s website - HSBC Emirates Skywards Infinite card(Opens an external website in a new tab).

Airalo international data roaming benefit

• This benefit is applicable for both HSBC Emirates Skywards Infinite and Signature cardholders.
• Enjoy 1GB free data roaming(Opens an external website in a new tab), plus 22% off additional data packages(Opens an external website in a new tab), with Airalo.
• For further details please visit HSBC’s website(Opens an external website in a new tab).

Careem Plus subscription

• This benefit is applicable for both Infinite and Signature cardholders.
• Complimentary 12-month Careem Plus subscription.
• This offer can be availed by cardholders based in Dubai and Abu Dhabi.
• Offer is valid until 15 December 2024.
• Each eligible HSBC credit card can be used only once to redeem the offer.
• For specific terms and conditions, please visit here(Opens page in the same tab).

Cinema discounts

• Infinite:
  • The Cinema Buy 1 get 1 free offer is valid at Vox, Reel and Roxy Cinemas in the UAE when you book online.
  • During the ticket booking calendar month, HSBC Emirates Skywards Infinite cardholders must spend at least AED 10,000.
  • If you don't meet the minimum spend, you'll be charged the cost of the free ticket.
  • Qualifying spend includes primary and supplementary cardholders.
• Signature:
  • The Cinema Buy 1 get 1 offer is only at Vox, Reel and Roxy Cinemas in the UAE when you book online.
  • During the ticket booking calendar month, HSBC Emirates Skywards Signature cardholders must spend at least AED 6,000.
  • If you don't meet the minimum spend, you'll be charged the cost of the free ticket.
  • Qualifying spend includes primary and supplementary cardholders.
• For specific terms and conditions, please visit here(Opens an external website in a new tab).

HSBC ENTERTAINER benefits

• This benefit is applicable for both Infinite and Signature cardholders
• Enjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINER app.
• For specific terms and conditions, please visit here(Opens an external website in a new tab).

For further details on card benefits, offers and minimum spend requirement, please visit HSBC’s website - HSBC Emirates Skywards Infinite card(Opens an external website in a new tab) and HSBC Emirates Skywards Signature card(Opens an external website in a new tab).